Long term care insurance is an insurance policy designed to help offset the cost of senior care as someone ages. An active policy can be used to pay for some or all of the cost of senior care if and when that care is … [Read more...]
Where Medi-Cal Fits in With Senior Care
Medi-Cal plays a big role in making sure that senior citizens are connected to the right care. This goes for senior care, health care, and day to day help. Medi-Cal serves an important purpose. It ensures that people that can’t … [Read more...]
What Medical Costs You Should Expect as You Age?
As you age, you’re likely to experience costs associated with your health. Getting a handle on these things early can help you to be prepared. Knowing what to expect is a good way to plan ahead. Additionally, it’s important to … [Read more...]
When Should You Buy Long Term Care Insurance?
Long term care insurance is designed to help reduce the cost of care–or even eliminate it–for people that might require senior care later on in life. One of the interesting things about long term care insurance is that the … [Read more...]
Dealing with Post-Care Logistics
The process of finding the right senior care for you and your family can be an overwhelming one. That’s not what today’s blog post is about, though. Today, I’m going to talk a little bit about what you might be facing after senior care … [Read more...]
Benefits of Expanding Medicare and Medicaid Benefits
All across the country, millions of senior citizens depend on Medicare and Medicaid for their insurance coverage. These are publicly funded insurance policies designed to help protect the most vulnerable members of our … [Read more...]
A Case for Spouses Being Paid as Caregivers
There is a renewed push moving across the senior care community advocating for the spouses of seniors requiring senior care to be paid as professional caregivers for the help and assistance that they provide to their loved … [Read more...]
A Quick Tutorial on Senior Care and What Insurance Covers
A lot of people believe that once they receive Medicare and the insurance coverage that this provides that their senior care is taken care of. Unfortunately, this isn’t quite true. While there are a lot of things that Medicare will help … [Read more...]
Providing Care to a Loved One is Hard
If you have ever provided care to a loved one or family member, you know just how hard it can be. And you’re not alone. It’s estimated that about 38 million people in the U.S. provide family care to a loved one each year. It’s … [Read more...]
Understanding Medicare and Disability
Medicare is the insurance designed for elderly individuals that are no longer in the workforce. It is a publicly funded type of health insurance designed to help ensure that people who are not provided health insurance through an employer … [Read more...]
Understanding Medicare Allowances and Senior Care
One of the hot topics that a lot of seniors struggle with is Medicare allowances. Speaking simply, these allowances are the maximum amounts covered by Medicare for a specific service being offered. It’s the amount of coverage that Medicare … [Read more...]
The Ever-Changing World of Long Term Care Insurance
Long term care insurance is designed to help protect the elderly against the high cost of senior care. It is an insurance product, like health insurance, and the benefits occur as you pay into the policy. There are some … [Read more...]