The process of finding the right senior care for you and your family can be an overwhelming one. That’s not what today’s blog post is about, though. Today, I’m going to talk a little bit about what you might be facing after senior care begins.
If you are utilizing in-home care and no moving is necessary, some of these ideas won’t directly apply to you. However, life sometimes changes drastically when care begins. Hopefully, today’s blog will help make those changes as seamless of a transition as possible.
When a loved one moves into senior care, the questions and uncertainty don’t go away. In fact, a whole new set of questions that you might not have prepared for arise. For example, if your loved one was living in their own home prior to relocating, what happens to their home? Should you keep it? Sell it? Rent it? If you do keep it, should it stay in your loved one’s name or be transferred to another family member?
First and foremost, look at what is best for your family. Selling the home might be necessary for financial reasons. Care and end of life expenses can be expensive. You may also find that renting it out can be even better over the long run, if you’re prepared to work with renters. You might have adult children or other relatives that could benefit from the housing. There’s a lot to consider here.
With questions like this, you may also want to consult with a health insurance specialist. The transfer of property can impact someone’s eligibility for Medi-Cal. There are also implications for taxes when it comes to the transfer of property. It’s important to speak with a tax professional and financial planner when dealing with decisions of this magnitude.
Because each situation is unique, it’s important that you talk about your family’s situation with a professional trained to help in these kinds of situations. An attorney that specializes in elder care can certainly be helpful for you. If there’s someone that you have worked with in the past or knows your family well, this can be even better.
The individualized approach to care and planning is always better. People are unique–what one person or family needs won’t necessarily be what another person requires.
If you’re looking for help planning the senior care of a loved one, we are here to help you. In-home care is what we do, and our hope is to help as many families as we can. It’s impossible to provide care for that many people, and it would be irresponsible to try. After all, in-home care isn’t the right choice in every situation.
That’s why we offer free consultation sessions. It can be as simple or complex as you need. This is a free service, and there’s no obligation on your behalf. It is designed to help people, regardless of your situation or your location. If you have questions about care or are looking for more information about how senior care might help, it could be right for you.
Give us a call to schedule your consultation today.
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