Senior care can be really expensive. In fact, many people are completely taken aback when they start the care process for an older loved one and see what the expenses that they are likely to be facing are.
And unfortunately, price is one of the biggest concerns that people face when it comes to access to high quality senior care.
Senior care is expensive, but there are things that you can do to help reduce costs and make the right care for your family a lot more approachable. The biggest thing that you can do–and you can do this starting this moment–is to plan ahead. By reading about senior care here on our blog, you are giving yourself a huge advantage when it comes to saving money without sacrificing the quality of care that’s received. Because while senior care can be costly, the sooner you start your care journey, the easier it will be to find the right care and be prepared to pay for it.
The second thing that you should be doing if you’re trying to make care more affordable is look at what your payment options are. There are various types of insurance that will help cover some or all of the cost of long term care. This is a complex subject in itself, but there are policies that can help. If you are looking to have insurance cover the cost of care, I will refer you back to the tip I gave in the previous paragraph. Start early and plan ahead. Not all insurance policies do cover care. Securing a policy that will actually help you in the way you want early on will end up being cheaper over the long run than waiting until the last minute.
Additionally, don’t forget that although many parts of care you can do on your own, you don’t need to do this without help. Family caregivers are important, but most people aren’t equipped to do this. There are trainings out there and support groups that can help you provide care to a loved one at a higher level. Some insurance policies will even pay for these trainings, so check and see if you fall into this category.
Regardless of what your care needs might be, we are on your side. We’d love to talk more about who we are and how we might fit in with your care goals for your older loved one. In-home care isn’t for everyone, but for those it works for, it can be a perfect solution–and maybe even save you some money when compared to your other choices. In-home care tends to be much cheaper than the price of a nursing home and for many, it’s also a much more helpful solution.
Give us a call and schedule a consultation today. It’s free and comes without obligation. We’d be happy to go over your choices with you and your family and help you find what’s best for your unique set of circumstances.
We know care can be expensive. We know it can be overwhelming. We’re here to help make it a little bit easier regardless of what hurdles you might be facing.
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